Your Money at Net Speed

Seeking EPSPE authorization to enable national collections, payouts, and transfers for people, merchants, and institutions across Honduras, with lempiras (HNL) as the primary currency and dollars (USD) for authorized operations.

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Built for Honduras

DIGITAL PAYMENTS FOR PEOPLE, MERCHANTS & INSTITUTIONS

National payment processing: transfers to deposit accounts at Honduran banks, credits to authorized third-party wallets, and collections via QR or payment link
Digital onboarding with KYC/KYB and risk-based due diligence, aligned with CNBS and international best practices
Remittance payouts as a payment agent for authorized remittance companies, with traceability and AML/CFT controls
Third-party payments—including mass payouts (payroll, suppliers)—via API or secure file uploads

Planned Services

AGGREGATOR & NON-AGGREGATOR GATEWAY — ACQUIRING — COLLECTIONS

Payment gateway in aggregator and non-aggregator models, with segregated settlement of own funds and guarantees under Article 21 of the Regulation where applicable
Digital acquiring: dynamic or static QR, payment link, payment credential, virtual terminal (virtual POS), and API integration for affiliated merchants
Collection of public and private services in coordination with issuing entities and commercially agreed fees
Card payments (credit/debit) via a PCI-DSS compatible gateway in later phases, subject to BCH approval and integration with local acquirers

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Currencies, channels, and associated corridors

Payments in Honduran lempira (HNL), orchestrated with our network of banks, FX houses, exchanges, and international money transmitters. We enable local sends, national transfers, merchant collections, and electronic payouts in Honduras under the BCH framework and in phases (ACH, wallets, POS, etc.). We do not issue electronic money.

$USD

€EUR

¥JPY

£GBP

¥CNY

A$AUD

$CAD

₣CHF

HK$HKD

S$SGD

krSEK

₩KRW

krNOK

NZ$NZD

$MXN

₹INR

RZAR

₺TRY

R$BRL

krDKK

złPLN

NT$TWD

฿THB

RMMYR

﷼SAR

د.إAED

₪ILS

$CLP

₱PHP

$ARS

$COP

LHNL

₦NGN

E£EGP

₨PKR

RpIDR

Compliance
‍& security

Anti-money laundering and counter-terrorist financing (AML/CFT) program with reports to the FIU when required
Strong authentication, real-time fraud controls, and transaction monitoring aligned with CNBS guidelines
Data encryption in transit and at rest; cloud infrastructure with high availability standards
Segregation of merchant and user funds from the EPSPE’s own resources under the aggregator model

Ready to digitize your payments in Honduras?

We will roll out the model progressively, prioritizing traceability, user identification, and integrated operational, technology, and compliance risk management. The Company coordinates with U.S. group affiliates — Network Clearing LLC (MSB with FinCEN) and Network Pay LLC (payment facilitation)—through intercompany agreements that define responsibilities and fund flows.

REGULATORY FRAMEWORK

Compliance with Decreto Legislativo No. 083-2021, el Reglamento (Acuerdo No. 13/2022 del BCH) and the provisions of the CNBS on due diligence and authentication. Customer support: niko@network.hn — Roatán, Bay Islands, Honduras.